Aircraft Insurance

American Flying Adventures aircraft fleet is insured by Phoenix Managers. Insurance contracts underwritten by this company are issued by Old Republic Insurance Company, a wholly owned subsidiary of Old Republic International Corporation. For more data about coverage, deductibles, territory and pilot requirements we are referring to the above PDF files.

Renter's Insurance: Non owned or as it is more commonly called, renters insurance, is a liability policy that can provide bodily injury, property damage and aircraft hull protection for a pilot that is flying an aircraft they do not own. Very simply put, liability means the coverage is used if the named insured is found liable for damage or injury to a third party.

A Renter's Insurance gives you more coverage and should cover existing deductibles. Check with your insurance consultant for more data.

Our insurance company also has the right to 'subrogate' in a default case. Subrogation is the process by which the insurance company seeks reimbursement from the pilot for a claim it has already paid to us. Hence in a grave case the claim could back-flash on you. This is a risk which should be covered within the liability part of your renter's insurance. Check with your insurance consultant for more data regarding this issue.

If you rent, it is worth looking into non-owned insurance. There are two major markets for a non-owned policy, AIG and AVEMCO. Independent agents like AOPA, offer the AIG policy. AOPA offers a discount for renter's insurance to its members. AVEMCO is a direct company and does not go through agents.

For more data and purchasing coverage on-line:

AVEMCO NON OWNED INSURANCE

AIG (AOPA) NON OWNED INSURANCE
 

Mexico Liability: All aircraft flying into Mexican airspace need an additional Liability Coverage issued by a Mexican company. Read the above PDF file for more data.

 

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